Privacy Policy

1. About This Policy

This Privacy Policy applies to MirAI Capital Technologies, Inc., a Delaware corporation ("we," "us," or "our"), the operator of miraicopilot.com and all related services (the "Service"). It describes how we collect, use, disclose, and safeguard your information when you visit our website or use our platform.

By using the Service, you agree to the collection and use of information in accordance with this Policy. If you do not agree, please discontinue use of the Service.

2. Information We Collect

A. Information You Provide Directly

• Account & Waitlist Registration: Full name, email address, phone number (optional), and feature preferences.
• Communications: Messages, support queries, and feedback you submit via the chat widget or contact forms.
• Financial Data: Portfolio data, investment holdings, or other financial information you choose to input (with your explicit consent).

B. Information Collected Automatically

• Usage Data: Pages visited, features used, time spent, click patterns, and navigation paths.
• Device & Technical Data: IP address, browser type and version, operating system, device identifiers, and referring URLs.
• Cookies & Tracking Technologies: We use cookies, web beacons, and similar technologies to enhance your experience and analyze usage. See Section 7 for details.

C. Information from Third Parties

• Analytics providers (e.g., aggregated traffic and behavior data).
• Market data providers for financial information displayed in the Service.

3. How We Use Your Information

We use collected information to:

• Provide, operate, maintain, and improve the Service.
• Send you waitlist confirmations, product updates, and early access notifications.
• Send marketing and promotional communications — only where you have given explicit consent. You may opt out at any time.
• Respond to your support requests, questions, and feedback.
• Monitor and analyze usage patterns to improve user experience.
• Detect, prevent, and address technical issues, fraud, or illegal activity.
• Comply with legal obligations and enforce our Terms of Service.
• Generate anonymized, aggregated analytics and insights.

4. How We Share Your Information

We do not sell your personal information to third parties. We may share your information only in the following circumstances:

• Service Providers: Trusted third-party vendors who assist in operating the Service (e.g., cloud hosting, email delivery, analytics). These vendors are contractually obligated to keep your information confidential and use it only for the services they provide to us.
• Legal Compliance: When required by law, subpoena, court order, or other governmental request, or to protect the rights, property, or safety of MirAI, our users, or others.
• Business Transfers: In connection with a merger, acquisition, bankruptcy, or sale of all or a portion of our assets. We will notify you before your data is transferred and becomes subject to a different privacy policy.
• With Your Consent: In any other circumstance where you have provided explicit consent.

5. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes described in this Policy, unless a longer retention period is required by law:

• Account/Waitlist Data: Retained for the duration of your relationship with MirAI plus up to 2 years thereafter.
• Support Communications: Retained for up to 3 years for quality assurance and legal purposes.
• Usage Logs: Typically retained for 90 days in identifiable form; longer in anonymized/aggregated form.
• Upon verified deletion request, we will delete or anonymize your personal data within 30 days, except where retention is required by law.

6. Data Security

We implement industry-standard technical and organizational security measures to protect your personal information, including:

• TLS/SSL encryption for all data in transit.
• Encryption of sensitive data at rest.
• Role-based access controls — only authorized personnel can access personal data.
• Regular security assessments and vulnerability testing.
• Incident response procedures in the event of a data breach.

No method of transmission over the internet is 100% secure. While we strive to use commercially acceptable means to protect your data, we cannot guarantee absolute security. In the event of a data breach that affects your rights and freedoms, we will notify you as required by applicable law.

7. Cookies & Tracking Technologies

We use the following types of cookies:

• Essential Cookies: Required for the Service to function. Cannot be disabled.
• Analytics Cookies: Help us understand how users interact with the Service (e.g., page views, traffic sources). These require your consent.
• Preference Cookies: Remember your settings and preferences.

You can control cookie preferences through our cookie consent banner or your browser settings. Note that disabling non-essential cookies may affect Service functionality. We honor "Do Not Track" browser signals where feasible.

8. Your Rights

Depending on your location, you may have the following rights regarding your personal data:

• Access: Request a copy of the personal data we hold about you.
• Correction: Request correction of inaccurate or incomplete data.
• Deletion ("Right to be Forgotten"): Request deletion of your personal data, subject to legal retention requirements.
• Portability: Request your data in a structured, machine-readable format.
• Restriction: Request that we restrict processing of your data in certain circumstances.
• Objection: Object to processing of your data for direct marketing purposes at any time.
• Withdrawal of Consent: Where we rely on consent, you may withdraw it at any time without affecting the lawfulness of prior processing.

California Residents (CCPA): You have the right to know what personal information we collect, to request deletion, to opt out of the sale of personal information (we do not sell personal data), and to non-discrimination for exercising these rights.

EU/UK Residents (GDPR): Our legal bases for processing include contractual necessity, legitimate interests, compliance with legal obligations, and consent. You have the right to lodge a complaint with your local supervisory authority.

To exercise any of your rights, contact us at privacy@miraicopilot.com. We will respond within 30 days (or the timeframe required by applicable law).

9. International Data Transfers

MirAI Capital Technologies, Inc. is incorporated in Delaware and operates primarily in the United States. If you are accessing the Service from outside the US, please note that your information may be transferred to, stored, and processed in the United States where our servers are located and our central database is operated. By using the Service, you consent to this transfer. We take steps to ensure that any such transfers comply with applicable data protection laws and that your data remains protected.

10. Children's Privacy

The Service is not directed to individuals under the age of 18. We do not knowingly collect personal information from minors. If we become aware that we have collected personal information from a child under 18, we will take immediate steps to delete such information. If you believe we may have inadvertently collected such information, please contact us at privacy@miraicopilot.com.

11. Changes to This Policy

We may update this Privacy Policy from time to time. If we make material changes, we will notify you by email (if on file) or by posting a prominent notice on the Service at least 14 days before the changes take effect. The "Last Updated" date at the top of this page will always reflect the most recent version. Your continued use of the Service after changes become effective constitutes your acceptance of the updated Policy.

Contact Us

For privacy-related questions, requests, or complaints, please contact our privacy team:

• Legal Entity: MirAI Capital Technologies, Inc. (Delaware C-Corp)
• Privacy Inquiries: privacy@miraicopilot.com
• General: hello@miraicopilot.com
• Website: miraicopilot.com

Age Verification

MirAI is a financial information and analysis tool intended for users 18 years of age or older. By using the Service, you confirm that you meet this age requirement.